If you’re looking to buy your first home in Oregon or Washington, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months…
Why Home Loans Today Aren’t What They Were in the Past In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those…
Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a house in Portland. Personal goals and circumstances also play a big role. We’ve listed all of the things…
Did you know that the United States Department of Agriculture provides home loans through participating lenders? A USDA loan is a mortgage guaranteed by the USDA. Some options also provide financial assistance to individuals, families, and businesses. This helps qualifying…
Purchasing a Portland home requires a lot of paperwork. Not only do you need to complete the offer and contract, but you will also likely need to submit plenty of documentation to your lender as well. Here are a few…
Getting ready to sell your home? You may have a long list of projects that you want to tackle to get top dollar for your house. Staging your Portland home can add expense but may be some of the biggest…
The Portland housing market right now is hot, at least for sellers and landlords. It is extremely competitive for buyers and renters looking for a new home. If you are struggling to find housing in today’s market, here are a…
If you are looking to buy a Portland home in a rural area and don’t have a lot of money for a down payment, an FHA loan may be the perfect solution for you. What is the FHA Loan? The…
If you are self-employed, there are a few extra considerations that you need to keep in mind if you have homeownership in or around Portland as a future goal. While the path may have a few extra steps, there are…
With the housing market so hot over the past few years, many buyers near Portland are offering above the seller’s asking price. Why would they do that? What can a buyer gain by offering above asking price for a home?…
