Exclusive Portfolio Mortgage Loans in Portland Metro & Beyond
If you’re buying or refinancing in the Portland metro area — including Multnomah, Washington, and Clackamas Counties in Oregon or Clark County in Washington — I offer a portfolio loan program you won’t find online or at a big bank.
Through ax exclusive private relationship with a federal savings and loan, I have access to an in-house loan program designed for clients who don’t fit the traditional lending mold — or simply want better terms without all the pricing add-ons.
This program isn’t available to most brokers. It’s something I’ve developed over time by working closely with a trusted local lender that keeps your loan in-house and makes common-sense lending decisions.
Here’s What Makes This Program Stand Out:
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✅ Serves only 4 counties — Multnomah, Washington, Clackamas (OR) and Clark (WA)
Tight Guidelines, Transparent Terms
This is a clean program with firm, transparent limits:
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35% front-end debt-to-income (DTI) — housing costs only
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43% back-end DTI — housing + all other monthly debt
If you’re close to those numbers, I’ll help you break them down and look at alternatives if needed.
Who This Loan Is For
This is not a program you’ll find with an online lender — and it’s one of the few conventional options in today’s market that still makes sense for a wide range of buyers.
Let’s See If You Qualify
This loan program is one of my favorite tools because it rewards well-rounded borrowers — not just perfect credit scores. I’ll run the numbers, help you understand where you stand, and tell you honestly if this is the right fit.
📞 You can call, schedule a Zoom, or request a quote below. If this program isn’t right for your scenario, I’ll point you toward something that is — no pressure, no sales pitch.
